Mai 2022 —

How to register Mpesa online: everything you need to know

Are you always looking for different services that facilitate sending mobile money? Have you considered using Mpesa? Did you know that just having a Safaricom or Vodafone number is not enough and you have to register Mpesa online?

If you have asked yourself all these questions, then this article is made for you. Sending mobile money should be an easy service, both for the sender and the receiver. Mpesa strives to be one of the companies that makes sending mobile money as easy as possible.

We have created this small guide to give you all the information you need about Mpesa, the services it provides, and a focus on how to register Mpesa online. You will also learn about Monisnap, a fast and simple way to send mobile money all over the world. We hope you’ll find it useful.

Mpesa presentation

Mpesa is a mobile money transfer service, founded in 2007 as a joint venture between the Vodafone Group and Safaricom, two of the largest mobile operators in the world. The service was first launched in Kenya and today it exists in more than 10 countries in Africa and the Middle East. Mpesa used to be present in India, Romania and Albania, however, the service was terminated due to low market uptake. 

Mpesa comes as a solution in the countries in which the banking system is underdeveloped or too expensive. It also facilitates sending and receiving money from abroad, without having to pass through one of the more traditional services such as Western Union or MoneyGram. 

Mpesa is a widely used service in the developing countries, counting more than 50 millions subscribers in 2021. 

How to register Mpesa online: do it easily
How to register Mpesa online:

All the rates of Mpesa online

The rates of Mpesa online differ from country to country. It is essential to remember that rates also differ if you want to make transactions to registered or non-registered users. 

In the table below, you will find the most important Mpesa transfer rates for Kenya. However, there is not much of a difference between the rates in the rest of the countries.

Mpesa online: how does it work?

Mpesa is a mobile money service, which means subscribers can make transactions using only their mobile device.

Here is the list of transactions you can do using Mpesa: 

  • deposit and withdraw money 
  • pay bills (such as utilities, phone subscriptions, internet etc.)
  • transfer and receive money
  • top-up your mobile
  • create virtual accounts for your savings
  • make loans (available only in some countries) 

As any money transfer service, Mpesa charges a commission for every transaction. The service also makes a profit from exchange rates, when transfers are made in different currencies. Nonetheless, the fees are rather low which is the company’s competitive advantage. 

Mobile money can be withdrawn from an Mpesa wallet. However, most of the countries have adapted quickly to this rather new way of payment and have facilitated its use. To make purchases using mobile money all you have to do is scan a QR code and input your PIN and the sum is directly withdrawn from your mobile wallet. 

How to register Mpesa online: create and manage your account

In Kenya you can’t directly register Mpesa online, you first must go to an agent. Fortunately, there are many partner shops in the country, so it shouldn’t take long. 

The first step to register your Mpesa account is therefore to go to a Safaricom vending point with your mobile plan and proof of ID. Your agent will take into account your demand and you will receive a confirmation message and a 4-digit Mpesa pin. 

Once you get the pin, the easiest way to register your Mpesa online and then manage your account is through the Safaricom app.   

Follow the instructions below to create your account: 

  • login the Safaricom app with your mobile
  • Select Mpesa, then push on Activate 
  • Enter the pin you previously received after registering
  • Create your own 4 digits Pin
  • Enter the ID number you used to register 

All set. Now your Mpesa online account is registered. From it, you can enjoy all the advantages of mobile money, such as making transfers, paying bills, groceries, making deposits and much more. 

Send mobile money fast and free on an Mpesa wallet with Monisnap

If you often need to send mobile money on an Mpesa wallet, choose the easy to use, fast and reliable solution provided by Monisnap! 

Send money into a mobile wallet in less than a minute. Follow the steps below and you will be able to transfer money faster than sending a text: 

  • choose the mobile and the amount you wish to transfer 
  • pay securely on our platform using your Visa or Mastercard 
  • your recipient will get the money transferred directly into their mobile wallet

Monisnap has many partners so you needn't worry about the operator. What is more, if you use the Monisnap solution, your first transfer will always be free. We also promise that for the following transfers we will only charge you 0,99ÂŁ, no matter the sum!

Try Monisnap: fast, easy and secure! 

đźš© What is mobile money ?

Mobile money is a solution to transfer money using your phone to a mobile wallet. The transfer won’t be processed by a bank but by a mobile operator. 

🌍 Where can I send mobile money using Mpesa?

You can send money using the Mpesa solution to the following countries: Kenya, Tanzania, Afghanistan, South Africa, Mozambique, Lesotho and Egypt. 

âť“ How can mobile money be used?

You can use mobile money to pay for bills, groceries and other necessities directly from your mobile wallet. You can also withdraw the cash from a partner although a fee will be perceived for this operation. 

🤔 Where can I send mobile money using Monisnap?

You can send mobile money in over 80 countries using Monisnap. We have partners all over the world. Check our website for more details.

Yannis Rahal


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