Novembre 2020 —

Mpesa charges : find out all the Mpesa charges

You want to send money to your family ? You don’t understand all the charges, rates, fees…? That’s ok! It’s not easy to get all the information and understand it. With this post about Mpesa charges, you will unlock the secret of the mobile money and how you can pay the fair price with Monisnap!

Mpesa service presentation

Mpesa charges : send mobile money
Mpesa charges

Mpesa is a mobile money transfer system, launched in 2007 by Vodafone and Vodacom, the biggest mobile providers in Kenya and Tanzania. These services enable an access to financial system for millions of people and decrease criminality in these societies based on cash exchanges.

Mpesa provides a set of services ; the users can make a deposit or withdraw their money thanks to their providers. They act as bank agents, even if they aren’t considered as banking establishment. Mpesa has spread quickly, to become in 2010 the most successful mobile-phone-based financial service, with 17 million Mpesa accounts registered In Kenya (2012).

They offer many services among which there are:

  • Deposit and withdraw money
  • Transfer money to other clients or to non-clients
  • Pay bills
  • Buy communication credits
  • Transfer money between the Mpesa service and an another bank account

Mpesa has great effects on poverty in Kenya : the access to Mpesa increased the way of life of Kenyans. That reputation enables to Mpesa to expand his market in Tanzania, Afghanistan, South Africa, India…

All the charges of Mpesa receiving countries

Transaction charges depend on the amount of money being transferred. There is difference between registered user of the service or not.

Transaction charges vary from 66% to 0,6% according to users and amounts:

  • To 66% of the transaction value for a transfer to an unregistered user.
  • To 30% of the transaction value for a transfer to a register user.
  • The lowest transfer charge is 0,16% to a registered user for 70,000 KSHs.
  • The cost to withdraw money from an Mpesa agent is a maximum of 20% of the transaction amount and 0,47% minimum.

You can check all the transfers charges and the Mpesa charges rates online and in PDF on the website of Safaricom.

If you need, you can also make a deposit to a bank! For example, the Mpesa charges to Equity bank fully depend on the money transaction sum. To KCB bank, you can make a deposit for free in opening a KCB M-Benki account (if not the regular Mpesa charges will apply).


Mpesa tariffs and charges in Kenyan shilling for 2020-2021.

Mpesa tariffs and charges in Kenyan shilling

Full table : charges and type of transfers

Min (Kshs.)Max (Kshs.)Transfer to unregistered usersTransfer to other mpesa user
Mpesa charges : all the rates


Mpesa tariffs and charges in Tanzanian shilling for 2020-2021.

Mpesa tariffs and charges in Tanzanian shilling

Full table : charges and type of transfers

Min (Tsh)Max (Tsh)Transfer to Mpesa users (Tshs)Sending money to unregistered users (Tshs)

Finalize your FREE transfer
with the App


arrow_right arrow_right arrow_right

Downloading the app for free redo

download on the app store download on the play store

Send mobile money fast and free on a Mpesa wallet with Monisnap

There is a much easier way to send mobile money : Monisnap! Monisnap is a money transfer service that enables you to send money in more than 100 countries. With Monisnap, you don’t have to do any charges rates calculation : we made it for you! Our fees are the most attractive on the market. Use our online free simulator online to become aware of that!

For the rest, just :

  • Create an account and identify on Monisnap
  • Inform the payee and the amount
  • Confirm and the money can be instantly withdrawn by the payee in his country.

Why Monisnap ? Because it’s secure, fast and fair and your first money transfer is free!

🧐 What is Mpesa?

Mpesa is a mobile money transfer system, launched in 2007 by Vodafone and Vodacom.

👀 What is the price of the charges?

The charges depend on the amount of money transferred and to whom.

🙌 Can I make a bank deposit?

Yes, you can! The charges will depend on banks.

👌 How to send mobile money?

With Monisnap, you can send mobile money for your mobile or a for beloved one! All in just a few seconds.

Partager l'article :